This is an exciting opportunity to join Hyundai Capital Australia (HCAU) at a time of rapid growth following our recent launch. HCAU is the Australian subsidiary of Hyundai Capital Services Korea and has commenced operations to deliver captive-finance solutions for three OEM brands under the Hyundai Motor Group (HMG). HMG is Korea's second-largest conglomerate, with a strong focus on automobiles, auto parts, finance and more. As the financial arm of HMG, Hyundai Capital Services supports global vehicle sales by providing a comprehensive range of automotive finance products and services.

We’re currently hiring an experienced Retail Credit Analyst to join our Operations team to review and decision retail credit applications. You’ll have a great deal of ownership and autonomy in this role in helping us continuously scale and improve our internal processes. You’ll work collaboratively with teams such as Sales and Customer Service to ensure our Credit & Settlements function runs efficiently and enables a best-in-class experience for our customers.

What you’ll do:

• Review loan applications and decision credit override requests within established turn-time requirements.
• Support Underwriting system development by completing test plans, tracking progress, ensuring stakeholders are updated, and issues are escalated in accordance with the set plan.
• Underwrite loan contracts that meet regulatory standards and review verification items such as proof of income and identification documents etc…
• Monitor dealer performance activity and maintain dealer watch list.
• Ensure issues are escalated in accordance with internal policies.
• Support other functions within the Operations department with pre-launch case testing as required.
• Assist with the drafting of Process and Procedure documents and support with training for new team members.

Your skills & experience:

• Demonstrated previous experience working as a Credit Analyst or in a similar position for ideally 2+ years.
• Thorough funding and loan documentation knowledge.
• Thorough knowledge of the credit/review process and credit analysis.
• FiServ/Defi knowledge preferred (or knowledge of automated credit decision systems).
• Thorough knowledge of compliance laws as related to retail consumer lending, contracting and funding.
• Demonstrated strength in organizational, planning and analytical abilities.
• Strong stakeholder management, communication and collaboration skills.

What we offer you :)

• A flexible hybrid working environment.
• WELL Core Platinum certified office.
• Competitive base salary & bonus structure.
• Access to our Employee Assistance Program.
• 14 weeks of paid parental leave for primary carers.
• A fun and collaborative team with great work life balance.
• Employee Car Benefit Scheme.

HCAU is an equal opportunity employer. We celebrate diversity and are committed to building a team that represents a variety of backgrounds, perspectives and skills. We support an inclusive environment for all employees and employment is decided on the basis of qualifications, merit and business need. If reasonable accommodation is required to fully participate in our interview process please contact: recruitment@au.hcs.com